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Você paga todas as contas em dia. Mas será que isso significa que você realmente vive dentro do seu padrão? Muitas pessoas confundem "fechar o mês no azul" com ter uma vida financeira saudável. A verdadeira pergunta é outra: Se sua renda diminuísse pelos próximos três meses, sua qualidade de vida continuaria a mesma? Se a resposta for "não", talvez o problema não seja quanto você ganha, mas o quanto sua vida depende da próxima entrada de dinheiro.
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