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ORANG TANPA HUTANG SUSAH BANGKRUT! Gue punya sudut pandang berbeda: Prinsip gue sederhana—orang atau bisnis tanpa hutang nyaris nggak bisa bangkrut karena nggak ada beban cicilan. Tapi punya hutang? Bahaya bisa datang tiba-tiba: Bayangin pas COVID, PHK, omset jeblok… cicilan rumah tetap jalan, income hilang—boom! Jangan tunggu beban hutang mencekik profit dan mental lo. Comment “Checkup” untuk GRATIS Personal Finance Checkup Hashtag terbaik & berpotensi viral: #FinancialFre...
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JANGAN PELIT SAMA DIRI SENDIRI! 🔥 Timothy Ronald bilang, kunci happy dengan uang “yang ada saat ini” itu spending cap + alokasi untuk kesenangan. Mau ajak keluarga makan di luar? Gas! Asal masih di cap, hidup tetap tenang. Pantau asset tracker: catat naik-turunnya saldo—gap antara income & gaya hidup itulah kekayaan sejati lo. 💬 Comment “Checkup” untuk GRATIS Personal Finance Checkup #FinancialFreedom #KeuanganCerdas #SpendingCap #MindsetCuan #CuanTerus #InvestasiPintar #BudgetingPraktis #W...
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