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Se você escolher contribuir com a alíquota de 20%, você poderá contribuir com qualquer valor entre o salário mínimo e o teto da previdência. A principal vantagem de utilizar a alíquota de 20%, é que as contribuições contarão para as aposentadorias por tempo de contribuição . Já na alíquota de 11%, somente poderá ser paga se sua base for o salário mínimo e as contribuições apenas contarão para a aposentadoria por idade.
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