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Existem 4 empresas de proteção ao crédito que mais tem credibilidade no mercado. E na maioria dos casos quando uma pessoa ou empresa é negativada, essa negativação é realizada em mais de um desses órgãos, ou seja, seu scor fica alto em um é no putro não. Por isso se você já está negativado não compensa pagar a dívida , não compensa renegociar e mesmo assim seu nome fica negativado internamente no sistema financeiro.
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